Sunday, April 24, 2016

3Rivers Federal Credit Union

3 Rivers Federal Credit Union Convenience



1 account variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
2 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.
January 25 minimum balance required to open a 2,000 minimum daily balance required to avoid monthly maintenance fee 5 The dividend is calculated on the daily balance, compounded monthly and credited to the account at the end of the month Dividend begin not time of filing.
2 In variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more imfomration on charges related to potentailly these accounts.
3 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.
Base rate paid on the entire party if requirements are not met 7.



If you choose options Tunes Rewards, you will receive a bonus of 10 opening and up to 5 monthly discounts when you meet the account requirements of the month.
1 account variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
2 Please note that the rates here are the current rates for two or Epic Rhythm Checking dividend rewards accounts.
3 APY Annual Percentage 25 minimum opening balance Rate There is no minimum balance requirement after the opening of a qualification round Epic control or rhythm is the last day of the previous month by the second to last day of qualification for example, the may qualifying round will take place from April 30th to may 30th, rates are variable and determined by the Board of Directors on monthly base fees may reduce earnings applicable transactions are to be displayed during the qualification cycle to be considered for bonuses needs a 5 monthly maintenance fee applies to rhythm check if monthly qualifications are not met.
4 Click here for the Calendar Control pace of qualifications and awards cycles.
5 An interest rate of January 50 January 51 APY will be paid only on the part of your daily balance that is less than 00 10001.



6 An interest rate of 0 15 0 15 APY will be paid as part of your daily balance that exceeds 10 000 99.
7 A basic interest rate 0 01 0 01 APY will be paid on the total of your daily balance if requirements are not met.
1 A 5,000 minimum balance is required to open the dividend is calculated on the daily balance, compounded daily and credited to the account at the end of dividends months begin to run after the deposit of dividend rates are tiered If the balance is for less than the minimum level, the dividend rate lower rate for the next level 10 monthly maintenance will be engaged on balances of less than 5000 money market account rates are variable and determined by the Board of Directors on a basis monthly.
2 In variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.



3 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.
1 Available to members aged 15 to 25 minimum 5 balance required to open rates are variable and determined by the Board of Directors on a monthly basis Dividends are calculated on the daily balance, compounded monthly and credited to the account of credit late dividends begin to run upon filing.
2 In variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
3 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.



4 An interest rate of 5 APY 5 12 will be paid only on the part of your daily balance that is less than 01 500.
5 An interest rate of 0 10 0 10 APY will be paid as part of your daily balance that is greater than 00 500.
5 minimum balance required to open dividends are calculated on the daily balance, made the monthly account and credited at the end of the month Dividend start running after the deposit savings rates are variable and determined by the Board of Directors on monthly.
1 account variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
2 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.
25 minimum balance required to open IRA rates are variable and determined by the Board of Directors on a monthly basis Price subject to change after account opening The dividend is calculated on the daily balance, compounded monthly and credited to the account the end of the month the dividends start chasing after filing Roth, traditional, CESA options available share certificates in different terms are also available dividends are paid out of current income and disposable income after transfers to reserves are made at the end of a dividend period dividends are not guaranteed IRA rates are variable and determined by the Board of Directors on a monthly basis.



1 account variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
2 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.
1 account variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
2 APY Annual Percentage Return There may be a penalty for early withdrawal of dividends compounded daily and paid on the last day of each month certificate are insured up to 250 000 NATIONAL CREDIT UNION ADMINISTRATION additional insurance coverage 250 000 is provided by the additional insurance shares for total protection to 500 000.
3 term and the rate applies only to the certificate rate Bump Please see our certificate Bump Rate for more information.



1 A 10,000 minimum balance is required to open may issue up to three checks per month Dividends calculated on the daily balance, compounded daily and credited to the month-end dividends account begins to run upon filing If the balance falls below of 10 000 any time during the month, a rate equal to the dividend is declared regular savings rate if the balance is less than the minimum for the level, the dividend rate decreases to the lower level of the rate of money market rates are variable and fixed by the Board on a monthly basis 15 maintence incur monthly fees for balances that fall below 10,000.
2 In variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
3 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.
1 The dividend is calculated on the daily balance, compounded daily and credited to the account at the end of dividends months begin to run after the deposit of dividend rates are tiered If the balance falls below the minimum for the level, dividend rate lower rate for the next level.
2 In variable rate, the rate is subject to change at any time after deduction of account opening fee could reduce the benefits of our Please see fees Disclosure Statement for more information on fees potentially linked to these accounts.
3 APY Annual deposit accounts percentage yield are provided by account ownership to 250,000 by the administration CREDIT UNION NATIONAL additional insurance of 250,000 is provided by a supplemental insurance shares for total protection up 500,000.



1 APR annual percentage rate All advertised rates are based on the qualifications and the amount of loan borrowers.
Get up to 500 cash back and make no payment for 90 days Click here for details.
The APR calculations above were based on a loan amount of 10,000 for the maximum duration specified and account fees VSI 39 your APR varies according to your loan amount, interest rate long-term loan.
Classic Cars 25 model More Add 1 to 2010, and the oldest price groups.



VL-term guidelines for the vehicle loan applications 61-72 months minimum loan amount 10K 73-84 months minimum of 15K loan.
February 49 60 months your payment will be about 18 41 months in 1000 borrowed.
Please use our loan payment calculator for other scenarios relevant to your particular needs.
Boat 60 mos April 99 your payment will be about 18 87 monthly by 1000 borrowed.



Moto 60 March 99 mos your payment will be about 18 41 monthly by 1000 borrowed.
Please use our loan payment calculator for other scenarios relevant to your particular needs.
VL-term guidelines for the vehicle loan applications 61-72 months minimum loan amount 10K 73-84 months minimum of 15K loan.
The APR calculations above were based on a loan amount of 10,000 for the maximum duration specified and account fees VSI 39 your APR varies according to your loan amount, interest rate long-term loan.
Term loan unsecured 1000 minimum, maximum 20,000.
1 APR annual percentage rate All advertised rates are based on borrowers' qualifications.



60 mos term September 95 your payment will be about 21 22 monthly by 1000 borrowed.
Please use our loan payment calculator for other scenarios relevant to your particular needs.
Camper RV loans where the model year from 2010 to 2012 to add 1 rates for loans Camper RV model year is 2009 or add 2 at the rates indicated.
Camper 60 March 99 mos your payment will be about 18 41 monthly by 1000 borrowed.
Please use our loan payment calculator for other scenarios relevant to your particular needs.



Guidelines 61-72 months minimum term of the loan 10K 73-84 months minimum loan amount 15K 85-144 months minimum of 20K loan.
180 months Term Loan Payment balance May 1, but not less than 50 149 fee for Home Equity LOC - discounted 99 if the first mortgage current with 3Rivers.
term 120 Month Loan monthly payment will be all financial still unpaid accrued charges fees because fees 149 for interest OFFER action LOC - costs reduced to 99 if the first is under mortgage with 3Rivers.
1 APR annual percentage rate All advertised rates are based on qualifications for borrowers Rate Home Equity LOC and Interest Only Home Equity LOC are based on the first index, as published in the Wall Street Journal on the last day of the month more an index of margin plus the margin is equal to the rate of current preferential interest 3 50 interest rate will never be less than 3 or greater than 18.


All home lending products are subject to credit and property approval rates, program terms and conditions are subject to change without notice All products are available in all states Other restrictions and limitations Our loan products Home Equity can not be used to buy the property being used as collateral with home equity loans, you can generally deduct interest you pay the interest you pay on credit cards and other types of loans personnel are generally not tax deductible Consult your tax advisor regarding the deductibility of interest.
Rates for Home Equity LOC and Interest Only Home Equity LOC are based on the first index, as published in the Wall Street Journal on the last day of the month, plus a margin index plus the margin is equal to the prime rate current is March 75 interest rate never be less than 3 or greater than 18.
Closed End Second Mortgages loan terms available depend on fresh loan amount to 149 CLOSED second mortgages - discounted 99 and the reduced rate of 1 if the first is under mortgage with 3Rivers.
Closed End Real Estate 120 mos May 99 your payment will be roughly 11 to 10 months for 1,000 borrowed.



The APR was calculated from the minimum loan amount and the maximum length specified with 149 TAC Your treatment costs will vary depending on the loan amount, interest rate long-term loan.







3Rivers Federal Credit Union, 3rivers, credit union.